We spent 10 days in a 2 bedroomed flat. Small, but perfectly adequate bedrooms, shower room and a bonus extra toilet, large, air-conditioned lounge, small kitchen - plenty of room for the 3 of us to sit, but we never did, as the views from the balcony out to sea and the warm evenings (even during the spectacular storms) watching stunning sunsets meant we spent relaxing times here. We were welcomed with a glass of the family's own wine and felt very pampered, with a daily cleaning service, always undertaken discreetly when we were out. In fact, we were struck by how warm, humorous and calm people were in general in Montenegro - always wanting to help and please. The flat is well located - a stall selling fruit, veg and breads about a minute from the front door, a mini market for anything else just minutes away. It takes about 15 minutes to reach the public beach (longer to walk up the road/steps on the way back). Sun umbrellas recommended! Ours cost 14 Euros to buy, and beach shoes 12 Euros (well worth it to walk over the hot pebbles). Otherwise, sun umbrellas and 2 sun- loungers can be rented for the day from 15 Euros (furthest away from the water), more expensive closer to the water's edge. Budva old town, a short bus journey away is well worth a visit; we took a boat back to Sveti Stefan for 20 Euros for 5 of us (2 of the family stayed in a nearby hotel). The island of Sveti Stefan is rather odd; it can only be visited by "outsiders" on guided tours and is firmly guarded by security staff. We didn't bother- it seems many local people don't agree with this situation. Kotor definitely a must-see (bus to Budva, change to Kotor - takes about an hour and a half) Kotor feels and looks very Venetian - lots of cobbled alleys, little shops, cathedral, churches a walk up the hillside - a day could easily be spent here. We hired a car for a couple of days and went to Lowje National park for a walk in the mountains (stunning views over Kotor and Tivat bays) and Skada lake, where we took a boat through water lillies to see the birdlife, then were dropped at a beach with a small restaurant for a few hours. These trips can easily be achieved by car in a day from the flat, or there are small travel agencies in Sveti Stefan that arrange coach tours. Beware, however - my sister and 80 year old mother were directed onto the wrong bus and ended up on an all-day beach hopping tour instead of a half-day cultural visit! All-in-all, this a one place that we would consider returning to! Thanks to Nada and the whole family for such a relaxing holiday.…