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Traveler's Checks

Washington DC...
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Traveler's Checks

Will it be hard to cash US traveler checks?

Barbados
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for Barbados
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2,474 posts
15 reviews
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1. Re: Traveler's Checks

No any bank or hotel will change them for you.

Fairfax, Virginia
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for Barbados
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1,662 posts
11 reviews
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2. Re: Traveler's Checks

We found them a nuisance actually. We typically take cash in small bills - $20, $10, $5 and ones (we wear a money belt while traveling). Then after we arrive we keep the cash locked up in the safe in our room taking out what we need daily.

We also use our Capital One card (no foreign transaction fees with this card), but also have used other Master Cards and our bank card (but they come with a 3% transaction fee, but are readily accepted everywhere. You can also get cash out of the island ATMs using these - money will be in Barbados dollars.

We just found all of this easier than dealing with the travelers checks which we took the first few times.

We fly out of DC - last time via NYC, but mostly DC/Miami/Barbados. Hope you have a fantastic trip. Write me if you have specific questions - you can send me a private message if you like.

New York
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507 posts
161 reviews
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3. Re: Traveler's Checks

Like Lois, we also take US cash, which is accepted all over the island. Because we don't change any money into BDS$, we don't lose the exchange (which is admittedly a small difference, depending on how much you change). We bring larger bills for things like car rental and dinners and smaller bills for shopping, groceries, etc. because you get change in BDS$. We have a safe in our unit at The Crane and have not had a problem. We don't use money belts like Lois,just keep an eye on our wallets and bags while travelling to and from Barbados.

YYC
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1,053 posts
1 review
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4. Re: Traveler's Checks

Why not use the ATMs as they are convenient, no lines, and are all over the island. Using the local currency no matter where you travel in the world is seen as showing respect.

Atlantic Shores...
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2,124 posts
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5. Re: Traveler's Checks

Because virtually all US banks levy a steep surcharge for cash withdrawals from ATMs not on their own network.

Washington DC...
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6. Re: Traveler's Checks

Thanks, we are leaving next Saturday. ( DCA/MIA/BGI ) We normally travel to Aruba and just take cash and our Discover card because there is no transaction fees in Aruba. This is our first time going to Barbados. So I will take cash and our Capital One card this time.

YYC
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1,053 posts
1 review
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7. Re: Traveler's Checks

When you talk about a steep surcharge, how much money are you talking about for each transaction?

Derbyshire, United...
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2,979 posts
20 reviews
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8. Re: Traveler's Checks

Carriacou I have never felt that anybody has found it disrespectful to use US dollars, we always do, quite the opposite in fact, the girls in the supermarket almost always ask if they can buy the dollars from us when we pay there in cash.

Atlantic Shores...
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2,124 posts
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9. Re: Traveler's Checks

"When you talk about a steep surcharge, how much money are you talking about for each transaction?"

It varies. But just as an example, Citibank charges 3% + $1.50 USD for each transaction, PLUS a 3% point of sale fee (which other companies call a foreign transaction fee). There are also differences in fees between debit and credit cards, but they're all high. It's really better to just charge an item and only pay the foreign transaction fee instead of being hit with an ATM fee in addition.

10. Re: Traveler's Checks

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