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Travel Insurance?

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Charleston, South...
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210 posts
4 reviews
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Travel Insurance?

WOW!!!!!

I am planning a trip to Jamaica...yes, goooood!

Good travel insurance companies...no, baaaaad!!

After checking all the sites and "then" researching consumer complaints about the travel insurance providers, I am shocked at the results as I found no positive comments from anyone who actually needed to file a cliam.

Does anyone know of a travel insurance provider who actually provides good coverage, and pays when your trip needs to be canceled.

regards,

Jimi

boston, ma
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1,202 posts
5 reviews
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1. Re: Travel Insurance?

what do you mean by "when your trip needs to be cancelled"? medical need? weather need? or just on your whim?

i've used squaremouth.com before as a resource to find and compare insurance plans - you can see the ratings of the insurance providers and in addition, squaremouth.com itself has a no-hassle policy.

but you also have to be realistic about what you are buying and how much you are spending. on our upcoming trip i have basic insurance that primarily covers trip delay and weather interference. if airports close down due to weather for more than 24 hours i can get a full refund of my $2K - minor delays substantially less than that. but, i've only paid $75 for the policy for the two of us and i chose not to get all the health-related extras and the itemized stipends for all the other stuff. if you want to spend more on a policy, then you get more coverage and less "conditions" on that coverage.

i ended up using TravelEx this time around. thankfully, i've never had to file a claim with travel insurance. and i don't usually get it for trips. but as our trip is in mid-sept this year, even this modest policy gives us a bit of peace of mind.

Charleston, South...
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210 posts
4 reviews
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2. Re: Travel Insurance?

I am mainly concerned with Weather, family emergencies (deaths sickness, etc.).

I could not see us canceling unless one of the above happened.

BTW,

Thanks for the site.

3. Re: Travel Insurance?

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Removed on: 28 January 2010, 07:17