I've read the Trip Advisor Reviews for At Home In the Tropics & Marriott FM's Reff & Morningstar and all the other resorts on St Thomas. We've been to the St Thomas off cruise ships at least a dozen times. We plan on renting a car to explore the island on our own. Looking for pros, cons & opinions of why you would or wouldn't stay at either of these locals. We plan on visitng the last week of June.