We noticed that you're using an unsupported browser. The TripAdvisor website may not display properly.We support the following browsers:
Windows: Internet Explorer, Mozilla Firefox, Google Chrome. Mac: Safari.

Questions about charges on room key???

Massachusetts, USA
Level Contributor
979 posts
22 reviews
Save Topic
Questions about charges on room key???

Hubby and I hate to use credit cards.....is there a way we can pay all our room charges with cash at check out? Do you guys trust your cash in the safes they provide?

thanks

Ohio
7 posts
Save Reply
1. Re: Questions about charges on room key???

Could you maybe get a prepaid check card and use it as opposed to credit cards or having cash around? I think that American Express has a card that you prepay and it acts like a debit card....might be a much safer idea...I think Visa has a card also called a cheque card? I would check into those...if the card is lost or stolen they will cancel the card and your balance will be replaced I believe and a new card issued to you.

Michigan
Level Contributor
23 posts
Save Reply
2. Re: Questions about charges on room key???

They do ask for a credit card at check in. You use your room key to charge most everything to your room, on the property at least. I don't see why you couldn't pay cash at checkout. We kept everything in our safe, passports, jewelry, cell phone, etc. We didn't have a problem at all. But we didn't keep cash in the safe. The other items can be replaced but not cash.

here and there
Destination Expert
for Bahamas, New Providence Island, Paradise Island
Level Contributor
8,475 posts
44 reviews
Save Reply
3. Re: Questions about charges on room key???

These's prepaid cards MIGHT be ok to pay for your room, but the amex card can't get money from the ATM in the bahamas, and the Amex office has limited hours (and it not closeby). Additionally, not all venues off the property take AMEX.

Some of these cards have daily limits on spending AND on ATM use.

You can, of course, pay for your room in cash at the end of your stay, but you either have to put up a CC to swipe or a significant amount of Cash. If using cash, you will be called to the desk as your charges add up, (actually, your room key is deactivated) and you will need to replenish your deposit as it is used. Similar to a cash based Sign and Sail card on a cruise ship. This is a Real pain in the tush.

I have a seperate CC just for travel, and a seperate debit card - not attached to my main account, that I can dump cash into when needed. This way, if it's lost, stolen or used for fraud, they can only get the funds that i put in it at that time.

As for having thousands of dollars in cash in a room safe.. I'd nix the idea. Theft doesn' t happen often, but it does happen. Bring travelers checks if you must, you can pay the room charges with them or cash them at the casino as needed.

Texas
Level Contributor
1,278 posts
9 reviews
Save Reply
4. Re: Questions about charges on room key???

Karen

We gave them one of our credit cards and then payed in cash when we left. Our bill was accurate (if anything I think they missed a few charges). We usually split cash and cc's three ways. I keep a certain amt., DH keeps certain amt. and we put cash, spare cc , jewelry, passports, etc. in the safe. We've only had a problem one time with someone getting our cc # and it was in Cancun, many of years ago. The cc company immediately took the bogus charge off of our bill. Other than that we've never had a problem. We've never had a problem (knock on wood) with safes anywhere that we have traveled.

Massachusetts, USA
Level Contributor
979 posts
22 reviews
Save Reply
5. Re: Questions about charges on room key???

What about the AAA travel charge? Does anyone have any experience with it? From what i hear its a prepaid credit card used like a debit or visa credit card. I think the max is $1500.00 That may be a good idea for us then. I really don't feel comfortable carrying cash either although we'll need cash for taxi's and other stuff right??

Texas
Level Contributor
2,735 posts
22 reviews
Save Reply
6. Re: Questions about charges on room key???

Why don't you just use your regular credit card for convenience and safety and then just pay the whole balance, as soon as you get the bill.

Easier in the bahamas and no finance charges.

here and there
Destination Expert
for Bahamas, New Providence Island, Paradise Island
Level Contributor
8,475 posts
44 reviews
Save Reply
7. Re: Questions about charges on room key???

Karen,

The danger with prepaid cards is that you won't know the restrictions until you get there. Most companies use terms like "most countries" and ATM's worldwide, but then the country may have restrictions.

The Bahamas banking systems is very tight when it comes to passing / moving monies. I know that the AMEX ATM is only at the Crystal Palace, and when it's out of order.. well.. it's out of order.

Open a checking account that is NOT attached to your current bank account and get a debit masterecard (it only takes a few days for most banks). Put only the money that you intent to take in that account.

Actually, a Credid Card IS better, since you can dispute the charges if there is fraud. Theses other cards don't have that advantage.

lavallette
Level Contributor
68 posts
2 reviews
Save Reply
8. Re: Questions about charges on room key???

Hey Karen-

We used a cc upon arrival - that won't be charged until checkout.

If you give a debit card they hit the account every time you use it and if an error you have to dispute it.

At the end we checked our bill - had them correct a few small errors then paid with cash we won in casino (kept in our safe) and used the debit card to pay off the rest.

New York
Level Contributor
1,668 posts
18 reviews
Save Reply
9. Re: Questions about charges on room key???

Karen ,

the bottom line is that when you check in they will do a check and imprint with your credit card #or they will not check you in .they already do a check to see if the card is valid but not post an amount .so your card number is already being scan thru their system and their card agency .when I go home ,I just take one lump sum and transfer it at my bank to my credit card account at the bank .so when the bill comes in ,it is already paid . even if you take travelers checks ,Harborside will still run your credit card number ,no matter what to see if you have the cash to back you up.if you think you are trying to prevent them from using your card number ,you cant. I am sure if you had an old invalid credit card and gave it to harborside on check in ,they will tell you its no good .they will not let you check in unless they have insurance that you will not skip town.so if there running your card anyway ,you might as well put the charges of the room on the card and be done with it . alot of people dont realize that your number is being ran thru the system any way.whether you post an amount or not when you check in

sc
Level Contributor
740 posts
37 reviews
Save Reply
10. Re: Questions about charges on room key???

Scuba: I think the biggest advantage is your point about using the CC as consumer protection.

This goes not just for hotel/restaurant chgs, but the camera or that watch you bought that isnt working. Sometimes the warranty is extended as well.