I posted this on another board and got few responses so thought I would try here. My question is should we use our credit card and charge everything possible, or bring Canadian currency with us and use that. Because the exchange rate is rising, I have been told to do "both" of the above. I am not sure what is the correct thing to do in order to save the most money. I hate carrying around a lot of cash, and have been told that visa or amex will always be the lowest rates. Others said no,no get your Canadian dollars now before you go (we are leaving in a week) before the rates rise even higher and use the cash. Anyone have real experience either way?