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Health Insurance

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152 posts
9 reviews
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Health Insurance

Hi I am travelling around Europe using a travel insurance policy from HBF in Australia which will expire when I intend settling in London and getting a job. What does one do re health insurance once my travel insurance expires. Is it worth taking out a policy over there or can one get by withoout it?? Please advise what I should do - any suggestions greatly appreciated.

Regards Lyn

Groomsport, United...
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1,543 posts
141 reviews
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1. Re: Health Insurance

you might find this site useful...will depend on your status


if all else fails there are private walk-in clinics and private doctors available (at a cost of course)

Level Contributor
780 posts
18 reviews
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2. Re: Health Insurance

Australia is a bilateral healthcare country with the UK. This means if you are ordinarily resident in Australia you will qulaify for free hospital and emergency treatment and may qualify for free primary care treatment. When I visited Australia I obtained a Medicare Card. You shoudl check before leaving what proof will be expected in the UK (you are unlikely to be issued with an NHS number, and we do not have an equivalent to Medicare Cards).

If you settle in London and it becomes your normal residence then you will be entitled to free care after 3 months.It is residence and NOT insurance conributions that qualify you for free care in the UK.

Sydney, Australia
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754 posts
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3. Re: Health Insurance

Australia & the UK have a reciprocal agreement regarding health care, so in theory you are covered by the NHS. However it's not like Australia where you can walk into any doctor's surgery. You need to register as a patient with a GP, and you can only register with a doctor with a certain catchment area. However I found that GPs are not obliged to take you as a patient, and all of the eligible surgeries refused to take me as a patient as their lists were full. In the end a family friend convinced their local GP to take me even though in theory I lived outside the catchment area. At the time I had a badly sprained wrist/arm which required treatment but wasn't an emergency.

Emergency treatment eg. in a hospital will be free.

West London
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10,128 posts
2 reviews
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4. Re: Health Insurance

Have a look through the TNT mazine's advice on health matters


In fact, look at it for all your queries because it's intended for people exactly like you!

Level Contributor
152 posts
9 reviews
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5. Re: Health Insurance

Hi thank you so much with all your helpful advice, it is much appreciated.

Happy Easter

Regards Lyn

London, United...
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11,396 posts
7 reviews
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6. Re: Health Insurance

> I had a badly sprained wrist/arm which required treatment but wasn't an emergency.<

As well as A&E, most parts of London now also have a hspital with a "Minor Injuries Unit" that would be an entry point to the system for that kind of ailment.


Destination Expert
for Honeymoons and Romance, Richmond, Bondi, Katoomba
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4,145 posts
162 reviews
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7. Re: Health Insurance

Hi Lyn,

Been there done that as I assume quite a few on here have. Drop me a PM with any detailed questions if you wish.

No point me say anything more about the Healthcare as everyone here has pretty much covered it for you.

Do you know where you will be moving to?


8. Re: Health Insurance

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