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Using ATMs in Ireland

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Using ATMs in Ireland

When using a Bank of America Checking Debit Card @ an Irish bank's ATM, can anyone tell me approximately the amount of cash received. Example: if you asked for 200 Euros, would that be a normal transaction and would the machine honor it?

Western Ireland...
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for Loughrea, Southport, Clifden, Connemara
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1. Re: Using ATMs in Ireland

If you ask for €200 you get €200 how much that works out in $ in your Bank account depends on the exchange rate at the time and how much Your Bank charges for using the free Irish ATM.

New Jersey
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2. Re: Using ATMs in Ireland

I'll take a stab at this because I want to make sure I understand how this works. Anyone who wants to check my math or thought process please chime in.

The current exchange rate is about $1.32/1 euro. So the 200 euro would cost you $264. On top of that, most banks, I believe B of A included, charge a 3% foreign currency translation fee. On $264, that's about another $8. It's my unerstanding that most Irish ATM's don't charge a fee, but your bank may also add a "foreign ATM" fee - foreign in this case meaning it's not one of theirs. So let's say that is $5.

Your withdrawal of 200 euro would then result in a charge to your US bank account of $264 + $8 + $5 or $277, give or take a few cents.

does that make sense and does it answer your question? Anyone else want to chime in?

Edited: 25 April 2013, 19:25
Huntsville, Alabama
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3. Re: Using ATMs in Ireland

I believe you've got it NJ2!

I would add that it is best to call your bank to find out not only their foreign transaction fees, but also any foreign ATM fees AND other fees that may be charged (such as Visa or MC may add another 3% if their logo is on the card ). Also let your bank know the dates that you will be in Ireland so they do not block your transactions.

Central PA
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4. Re: Using ATMs in Ireland

We used the machine at the airport on arrival, €300 was the max at that location. Checked my bank account and it was $390 withdrawl. No additional fees from either side, we used a VISA debit card through our credit union. YMMV

Dublin, Ireland
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5. Re: Using ATMs in Ireland

Do tell your bank that you will be withdrawing cash from Irish ATMs in case they suspend your account if they suspect fraud.

Knoxville, tn
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6. Re: Using ATMs in Ireland

I used my credit union debit card. No foreign transaction fee, just a 1$ atm fee from my bank.

Destination Expert
for Norway, Oslo
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7. Re: Using ATMs in Ireland

To find the true cost of exchange you need to compare the exchange rate you get with the 'official' exchange rate at the same time.Try something like http://www.xe.com/ - they also have an app for smart phones. Don't forget to add on all the fees. The true exchange rate is how much you got in foreign currency divided by how much you paid in home currency including all fees.

Milwaukee, Wisconsin
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8. Re: Using ATMs in Ireland

You may want to consider opening a no-fee online account with Capital One . . . no int'l transaction fees at all.

9. Re: Using ATMs in Ireland

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