I have a confirmed reservation with Hertz (pickup / dropoff in Dublin) for this September. I called Hertz today to confirm the reservation and to ask if there were any restrictions with driving into Northern Ireland. The reply was no restrictions but I was told that I am also required to purchase additional insurance from AA before I travel into Northern Ireland. I was very surprised as I haven't seen or read anything on TA or elsewhere about this requirement. The Hertz rep I spoke to was US-based and tried to explain the coverage to me but basically could only say that it was required. She stated that I would need to drive to an AA office after I pickup the rental car at DUB to purchase the insurance prior to arriving in Northern Ireland - which she stated is what her supervisor had told her. She gave me the number of the Hertz rental counter in Dublin to call to have them explain it to me. I have not yet called them. She also directed me to the website www.aaireland.ie for more information.
I found the following statements in a deeply buried sub-folder in a Terms & Conditions link from my rental confirmation page on the HERTZ website:
Hertz vehicles may be driven into Northern Ireland with no restrictions.
Hertz vehicles may be driven into the U.K. but not into other countries.
If driving into the U.K., you must purchase an AA 5-star cover at any AA office prior to the departure to the U.K. and inform the Hertz counter upon your arrival.
Please refer to "Congestion Charging" in the United Kingdom Rental Qualifications & Requirements if you intend to drive or to drop the vehicle off in Central London.
Should these restrictions be ignored all insurance (Third Party Liability, CDW, TP, PAI, Super Cover), if accepted, shall be deemed, null and void. The driver will be held fully responsible in case of accidents and will bear all consequences, including the cost of repatriation of the damaged vehicle.
I'm really confused. Can someone help me understand this better? Has anyone encountered a similar requirement to have an additional "AA 5-star coverage" when driving a car rented in Dublin into Northern Ireland?