My advice when travelling in Germany- Do NOT use a Europa bank ATM. I tried to withdraw 200 Euros from an ATM in Munich and although it said my transaction was completed ($265 in US money), nothing came out. I immediately filed a claim and I just heard back that my claim was denied. Only use an ATM which is affiilated with a walk in bank. This happened in August and I am furious- this has never happened to my anywhere else I have lived or travelled.