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NO PIN/NO CHIP Chase Visa credit card/American Exp (ATM ??)

Mesa, in the US...
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NO PIN/NO CHIP Chase Visa credit card/American Exp (ATM ??)

Hey guys can you help me. Been reading, but some posts are from years ago.

Hotels and major establishments will accept NO PIN/NO CHIP US-issued Chase Bank Visa credit card and American express right?

If Spain merchants list VISA or AMEX on their "accepted payments" page, these credit cards don't need to have a pin/or chip? We don't have those in the US.

Spain ATMs will accept my Chase atm card with the VISA logo?

My Chase Visa credit cards are new and haven't been used in Europe. But I have used it to make online reservations for hotels for this upcoming trip to Spain and all went well. My hotels are confirmed.

In Italy I've never had problems buying train tickets, paying hotels using my no chip/no pin American Express (I get points). I'm hoping it will be the same in Spain.

Thanks.

Janjon

Edited: 09 August 2013, 19:27
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1. Re: NO PIN/NO CHIP Chase Visa credit card/American Exp (ATM ??)

Your card will be accepted with your signature. Some shops may also ask for photo id. A photocopy would be acceptable.

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2. Re: NO PIN/NO CHIP Chase Visa credit card/American Exp (ATM ??)

jon:

I think that you will be able to use your Chase card at ATMs. No pin is necessary. I have a Visa card from the US and I can use it here in Spain.

American Express is not common in Spain at all.

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3. Re: NO PIN/NO CHIP Chase Visa credit card/American Exp (ATM ??)

Hola Janjon,

American Express is not widely used in Barcelona (and in Spain, in general). I don't use a Chase VISA but I have read about positive/negative experiences using it. Here's a link to some useful tips:

thepointsguy.com/2013/…

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4. Re: NO PIN/NO CHIP Chase Visa credit card/American Exp (ATM ??)

You will need a PIN to get money out of ATMs.

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5. Re: NO PIN/NO CHIP Chase Visa credit card/American Exp (ATM ??)

Apparently the Chase cards are quite different from the run-of-the-mill cards. No PIN needed!

Here's a very useful and specific thread on the subject.

tripadvisor.com/ShowTopic-g187147-i14-k61695…

PS. A quick read of the thread indicates what I mentioned above: it worked okay for some people and for others, it did not.

Edited: 10 August 2013, 13:01
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6. Re: NO PIN/NO CHIP Chase Visa credit card/American Exp (ATM ??)

No PIN needed to withdraw money from ATMs? Where on earth is the security then?

Mesa, in the US...
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7. Re: NO PIN/NO CHIP Chase Visa credit card/American Exp (ATM ??)

The ATM card has a VISA logo and 4 digit PIN #, apologies for not stating the obvious.

But Visa credit card is just swipe and sign thing.

Thanks.

Edited: 10 August 2013, 14:24
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8. Re: NO PIN/NO CHIP Chase Visa credit card/American Exp (ATM ??)

(Chase)"Visa credit card is just swipe and sign thing." In other words, no PIN.

Jon, thanks for clarifying. Although the thread I linked is from TA France, the use of Chase cards (debit and credit) are most likely similar for France and Spain. Instead of us debating further over it, your best bet is to call Chase up and check directly with them. I use Canadian bank cards and always notify my bank before a trip. I used to have American debit/credit cards too.

Have a good trip!

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9. Re: NO PIN/NO CHIP Chase Visa credit card/American Exp (ATM ??)

You can use your credit card in shops for purchases as explained in post #1, but not in the ATM unless it has a PIN. All was clear until post #2 muddied the waters unnecessarily.

Edited: 10 August 2013, 15:47
10. Re: NO PIN/NO CHIP Chase Visa credit card/American Exp (ATM ??)

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