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Debit card for purchases- use as credit or debit?

new york
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160 posts
98 reviews
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Debit card for purchases- use as credit or debit?

If I use my debit card for purchases do I ask cashier to put in as debit or credit? Or doesn't it matter?

St Paul, MN
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20,550 posts
6 reviews
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1. Re: Debit card for purchases- use as credit or debit?

I never use my debit card for purchases when I travel for buying stuff. There are more protections for credit cards than debit cards. I only use my debit car for getting money out of ATMs.

cumbria
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130 posts
35 reviews
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2. Re: Debit card for purchases- use as credit or debit?

Please note, most American banks do not charge for use of debit/credit card purchases abroad, but it is always wise to check.

However.....Most English banks DO charge for debit/credit card purchases abroad...but again the advise is to check with your bank

Houston, Texas
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25,969 posts
524 reviews
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3. Re: Debit card for purchases- use as credit or debit?

Agree with post #1.

Never use a debit card unless you getting money out.

pittsburgh
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for Rome
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32,765 posts
16 reviews
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4. Re: Debit card for purchases- use as credit or debit?

Stores will usually use your debit card as a credit card having you sign a credit slip. There is no reason not to use your debit card for purchases.

Donna

Sydney, Australia
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for Train Travel
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85,325 posts
13 reviews
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5. Re: Debit card for purchases- use as credit or debit?

ATMs and store clerks do not usually ask about "debit or credit". I think this is because European cards are tied to one account.

San Jose, California
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2,416 posts
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6. Re: Debit card for purchases- use as credit or debit?

Stores will ask if you want it to be debit or credit..."Bancomat o carta di credito?"

This is a great article for when, where and why to use your card as debit and when as credit.

lifehacker.com/when-should-i-use-credit-and-…

Sydney, Australia
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for Train Travel
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85,325 posts
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7. Re: Debit card for purchases- use as credit or debit?

I don't recall ever being asked that in Europe, but maybe my memory is faulty.

San Jose, California
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2,416 posts
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8. Re: Debit card for purchases- use as credit or debit?

Yes, all my local restaurants, the Coop, Risparmio, Brico, etc....all ask "credit or debit"?

pittsburgh
Destination Expert
for Rome
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32,765 posts
16 reviews
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9. Re: Debit card for purchases- use as credit or debit?

I can't recall anyone asking if I wanted credit or debit. My cards have always been run as credit, which is fine with me.

Donna

10. Re: Debit card for purchases- use as credit or debit?

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