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Post Office Travel Money Card Plus

Stevenage, United...
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Post Office Travel Money Card Plus

Hi

I am going to Australia in Feb for 3 weeks and was wondering if anyone had tried the Travel Money Card Plus from the Post Office recently? There are mixed reviews on the web and I am not sure whether to take it. I am going to be taking my debit card also but do not have a credit card and do not want to take cash or travellers cheques.

Thanks for any help!

rural West Aussie
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for Perth
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1. Re: Post Office Travel Money Card Plus

You might want to post this in the UK forum as well.

Melbourne, Australia
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for Perth, Antarctic Adventures
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2. Re: Post Office Travel Money Card Plus

If you plan to stay in hotels or book rental cars you are going to require a credit card.

Stevenage, United...
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3. Re: Post Office Travel Money Card Plus

Good idea - I will post there.

My friend whom Im travelling with has a credit card but we aren't renting a car and I have booked and paid for all my accomodation, flights, coaches from here.

Just not sure what to do about taking money/money card/debit card there - perhaps a combination of the three!

Melbourne, Australia
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4. Re: Post Office Travel Money Card Plus

When you check into a hotel you are required to provide your credit card for an imprint to be taken - its used as a bond for any mini bar expenses or damages.

You cant check in without one.

Sydney, Australia
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5. Re: Post Office Travel Money Card Plus

Well, it does depend on the hotel's policies. Many smaller hotels do not ask for a credit card imprint.

Stevenage, United...
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6. Re: Post Office Travel Money Card Plus

Thanks but I will still be taking my Visa card and my friend will have her credit card. I just wondered if I should also put some money on a Post Office money card to avoid paying as many fees.

Sydney, Australia
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7. Re: Post Office Travel Money Card Plus

I think you will find that the total cost of a Post Office card (taking account of both fees and exchange rate) is about the same as a credit card.

Sydney, Australia
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8. Re: Post Office Travel Money Card Plus

While the UK Travelcards are better value than Oz ones, Nick is correct that you will pay about the same as using a CC, or withdrawing money from an ATM with a debit card as you would using the PO Travelcard.

You can do your homework on-line to check the costs. Incidentally, the best UK Travel card seems to be Caxtonfx.

Stevenage, United...
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9. Re: Post Office Travel Money Card Plus

Thanks for your help - I think I will stick with my debit card and take some currency.

London, United...
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10. Re: Post Office Travel Money Card Plus

We too ordered the PO TMCP for use in Canada recently. Topped up with Canadian dollars (CAD) when rate good before travel.

We wanted to use it to spend rather than draw out cash via ATM (not recommended as expensive). The only issue we found was that it shows only the available balance and the current balance but not pending. These will only show up after a few days but you cannot see them online.

The other issue was that you must not use them to check in at hotels as they don't tell you what the holding deposit is and ping you between the hotel and the PO TMCP (bank) if queried. We used it at different hotels and found out later that the first hotel had kept some $200 holding deposit (HD) without notification nor explanation. Then you find that your available balance is far less even when you know that you have not spent that much. Keep all receipts to tally amount spent when checking online to compare. You contact the bank and they fob you off and eventually we found out that the pending transaction was the HD. The bank then wants the hotel to fax the details that the money is released on check out so that the balance can show back into your account. The hotel tries to fob you off by saying that it will go through the system and back into your account after 5-10 days. No one explains that the bank is dealing with another bank who can only release after this period. To speed things up the fax needs to come from the hotel to the bank otherwise 'tough'. In hindsight, the easy solution would be to take some cash to present to hotel after asking how much they will hold back, get a receipt, then get the cash back on check out to take to the next

hotel. The other option would be to use a credit card which you will not need until your return home as it takes this period to go through the system before it balances out. You have to bear in mind the deposits can add up so need to take this into account before presenting it instead.

Please note that it is a debit MasterCard so can only be used to spend as a result, and it worked fine at restaurants, petrol sites and shops, in some cases by swiping it instead of using a PIN code to authorise transaction. In Canada you have to add a total of about 15% (Federal and Provincial Tax) to anything you buy, along with any tipping that is presumed customary either as a % or a figure you choose. You do not have to to do that but the server is not happy with this if you decline.