I was originally planning on using my debit card for most of my purchases in NZ but then I spoke to the bank and was told that I will get charged a fee each time I use it and if I use an ATM I will get charged $5.00 each time. So I'm not sure how to do this. Should I get money before I leave? I know the bank have a better rate than the exchange places in the mall, they also charge a fee to convert your currency.
So any advise on how to change our money and get the best rate would be great! Thanks!