I've rented a 4WD automatic transmission Daihatsu SUV from Budget from June 25 - July 2. Got what I think is a great rate of $180 total, but am trying to determine whether that rate in fact reflects what will be my true cost, i.e., whether I will have to pay another fee on top of that rate for mandatory rental insurance. I have read many places that there is a government requirement to purchase car rental insurance beyond what is provided by my credit card company. I called Budget to ask whether my rate included that insurance. I was told that there is no mandatory insurance requirement but that I can purchase optional CDW and liability coverage (approximately $11 and $13 each per day, respectively). So now I am confused! Did I get bum scoop from the Budget rep I spoke with on the phone? Thanks for any help!