I just wanted all of you travelling from South Africa to know that Travel Insurance Company (partnered with FNB and Flight Center) are very negligent in paying for insurance claims. I would advise avoiding them at all costs. On one occasion, a colleague's parent was critically ill, so she had to cancel her trip to attend to him. On another, I fell pregnant and was unable to undertake travel to my destination due to malaria, high altitude, and the fact that I couldn't fly at that stage. In both cases, they refused to settle the claim despite very solid documentation and so forth. In the policy statement, journey cancellation is explicitly covered for R15,000 per policy - both claims were even below that.
Anyhow, save yourself the heartache of being abandoned by your insurance company if you were really in a bind. I would welcome any good recommendations of companies insuring for South African resident/citizens, so that I don't make the same mistake again.