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Travel Money

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London, United...
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49 posts
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Travel Money

Hello everyone

A question regarding travel money. I know a lot of people say it's best to exchange money once in thailand however, I work for a bank and get a good rate. I was thinking of taking some Baht and the rest on debit card?

When you draw money out of a ATM does it automatically give u a rate?

Is it a decent rate this way?

How much does it charge per withdrawal?

What ATM/ Bank gives best rates?

Many thanks for your help


Bangkok, Thailand
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1. Re: Travel Money

Rates: …daytodaydata.net/default.aspx

You will only know the rate once you receive your statement, or you check through "E" banking and do the math.

Most Thai bank ATMs assess a 180 baht fee, no matter what amount is withdrawn. A few ATMs, AEON for one, charge 150 baht per withdrawal. So, always withdraw the maximum your bank will allow.

Unfortunately, UK banks seem to charge outrageous fees for foreign transactions. You need to investigate your bank's policies and fees.

Here's the Trip Advisor Bangkok FAQ on the subject: tripadvisor.com/Travel-g293915-s601/Thailand…

Edited: 02 June 2014, 10:59
Chennai (Madras...
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885 posts
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2. Re: Travel Money

Always advisable to keep few Bahts before arrival (no meet two days expenses).

If you are worried about withdrawal charges and exchange rate, keep 50 pound bills, cash exchange has no fee and you will always get best rates (except at Airport).

Pawtucket, RI
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14,825 posts
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3. Re: Travel Money

The rate of exchange at the airport bank run money changers should be better than anything ordinary tourists can get in London from a bank. (Unless maybe someone in London screws up!) The bank money changers at the airport are open 24 hours a day.

Compare the "special rate" you get at your bank against what you will get in Thailand. Since rates change every working day what you see today will be a little different tomorrow, and different a week from now. No real commission added to the exchange in Thailand.

You will see this link for bank exchange rates often on this forum:


Brooklyn, NY
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16,015 posts
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4. Re: Travel Money

What do you consider a "good rate" from your bank?

I agree with the posts above, if you are worried about transaction fees, bring pounds and use a currency exchange location to get Baht.

Destination Expert
for Bangkok, Berlin, Thailand
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17,292 posts
34 reviews
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5. Re: Travel Money

The rate you would get at the airport (which is far from the best exchange rate you could get in Thailand) is that offered by TMB on …daytodaydata.net/default.aspx

It is NOT necessary to have any baht in your pocket on arrival. You'll get a much better deal if you simply change some money at the airport or use an ATM. There are currency exchange outlets all over the place, including right next to the baggage claim carousels.

Bangkok, Thailand
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14,868 posts
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6. Re: Travel Money

TMB is, consistently, the worst rate available.

7. Re: Travel Money

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