I am going to Hanoi, Halong Bay and Hoi an in November
Just wondering about my spending money ?
Is it best to take my Aussie Dollars , lock it in my hotel room safe ,and exchange as I need it ?
Or get one of those cards from the post office and load my $$ on to it ?
I have heard that ATMs can be hard to find in Vietnam ?
Any pointers from frequent travellers would be appreciated