With the exception of the usual 70 or 75-plus age limits and some identified health problem exclusions, Australians have little trouble finding a travel insurer who will cover them for trips to Philippines (as is the case for most of the other 200 plus country destinations to which Australians can travel).
This article asserts that Europeans are bypassing Philippines as (almost alone among Asian destinations) European insurers will not provide travel insurance covering a stay in the land of 7107 islands:
Is this correct? If so, why? Are the insurers confusing the minority of Mindanao that is off limits with the majority of Mindanao and almost all of the central Visayas and the most populous and largest island, Luzon that play host to currently 4.2 million foreign tourists per annum?