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Do European travel insurers refuse coverage for Philippines?

Melbourne, Australia
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Do European travel insurers refuse coverage for Philippines?

With the exception of the usual 70 or 75-plus age limits and some identified health problem exclusions, Australians have little trouble finding a travel insurer who will cover them for trips to Philippines (as is the case for most of the other 200 plus country destinations to which Australians can travel).

This article asserts that Europeans are bypassing Philippines as (almost alone among Asian destinations) European insurers will not provide travel insurance covering a stay in the land of 7107 islands:

philstar.com/opinion/…attracting-tourists

Is this correct? If so, why? Are the insurers confusing the minority of Mindanao that is off limits with the majority of Mindanao and almost all of the central Visayas and the most populous and largest island, Luzon that play host to currently 4.2 million foreign tourists per annum?

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1. Re: Do European travel insurers refuse coverage for Philippines?

I know many travel underwriters (Asian, European and North American) will not cover for travel in Mindanao.

Wirral, United...
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2. Re: Do European travel insurers refuse coverage for Philippines?

Victorianlad, not correct as far as I am aware. We have had insurance with 4 different UK companies and never had a problem when we declared the Philippines as a destination, neither have my parents when they got insurance when they have come to visit us.

We currently have UK issued and underwritten medical only travel insurance and it states we are not covered if we are in an area specifically black listed by the British FCO. In reality, what this means is if we travel to Mindanao and are involved in an accident and need medical treatment, even though it had nothing to do with the FCO warning our insurance policy would be void.

Now the FCO advise against all travel to south-west Mindanao and the Sulu archipelago and all but essential travel to the remainder of Mindanao. The rest of the Philippines isn't mentioned under this advice, here is the link to the page which was last updated on 7th May - https:/…philippines

3. Re: Do European travel insurers refuse coverage for Philippines?

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Removed on: 10 May 2013, 13:35
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4. Re: Do European travel insurers refuse coverage for Philippines?

NB what loubbyloulou says :-

"We currently have UK issued and underwritten medical only travel insurance and it states we are not covered if we are in an area specifically black listed by the British FCO. In reality, what this means is if we travel to Mindanao and are involved in an accident and need medical treatment, even though it had nothing to do with the FCO warning our insurance policy would be void."

That doesn't mean "void" for your time in Mindanao, it means "void", period, full stop.

5. Re: Do European travel insurers refuse coverage for Philippines?

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Removed on: 12 May 2014, 06:17