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Taking Kuna or getting cash out from ATMs with debit card?

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Taking Kuna or getting cash out from ATMs with debit card?

Hi all,

What is the best idea, i don't want to carry masses of currency with me. Is it better to get currency from an ATM over there or go to a currency exchange? Or would i get a better deal if i bought a load of Kuna in the UK and took it with me?

Any advice would be greatly appreciated.

Glasgow, United...
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1. Re: Taking Kuna or getting cash out from ATMs with debit card?

ATM all the way. Check with your provider what costs are.

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2. Re: Taking Kuna or getting cash out from ATMs with debit card?

Thanks for the info, i'll check on the charges with my bank (Santander)

Ely, Minnesota
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for Dubrovnik
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3. Re: Taking Kuna or getting cash out from ATMs with debit card?

Agree that ATM is the way to go!

Ston, Croatia
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4. Re: Taking Kuna or getting cash out from ATMs with debit card?

I bank with NatWest. Last year using my debit card to withdraw about £250 from an ATM, resulted in about £11 charges. I believe that is typical for the main British banks. The exchange rate may or may not have been competitive.

If you are comfortable carrying cash, and Croatia is normally a pretty safe place, you will do better in an exchange office in Croatia, than using an ATM, but you do need to check both commission and exchange rate. It will certainly be better than at the airport.

A very few UK banks offer zero foreign charges when using debit cards at ATMs. The Metro Bank is one of them. Ditto with credit transactions – the Halifax have one. If you have time it may be worth opening an account.

Google 'martin lewis foreign currency' and check his latest advice.

Dublin, Ireland
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5. Re: Taking Kuna or getting cash out from ATMs with debit card?

I came on to post the same query re cash v ATM transaction s while I'm away , so thanks for all that info .. Does anybody know can you spend euro cash in the shops and restaurants in Dubrovnik ? Traveling there next week

Thanks

T

Ely, Minnesota
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for Dubrovnik
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6. Re: Taking Kuna or getting cash out from ATMs with debit card?

That might be hit and miss in Dubrovnik in terms of using Euros at places.

Dublin, Ireland
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7. Re: Taking Kuna or getting cash out from ATMs with debit card?

Thanks for that that's good to know

T

Los Angeles...
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8. Re: Taking Kuna or getting cash out from ATMs with debit card?

ATMs are one of the few ways to get exchange at the wholesale rate (rate that banks exchange currency between them selves) plus some ATM fee; going through your bank usually has 5%+ mark up from the wholesale rate.

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9. Re: Taking Kuna or getting cash out from ATMs with debit card?

Is the Euro accepted there yet or is it preferable to use my Canadian bank account thru the ATM machine. I also have US dollars. Is it better that I take US with me or buy Euro. What do they accept in Split or the Dalmatian Islands?

Thanks

D

UK
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for Istria, Rovinj, Pula
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10. Re: Taking Kuna or getting cash out from ATMs with debit card?

All you need is Kuna; it is the national currency.