What is best to take. Going to Goa for 3 months n would like advise on whether to use debit card, travelllers cheques or prepaid card. Would welcome any advise please.
gail you can take any, or all........whatevers best for you.
what offers the best rates do you know?
I take cash, T/C for security, and cards for emergencies.
Travelers cheques are probably the easiest however I have just got a icici indian rupee travel card applied the same way as visa fill form in on laptop print off post with a copy of passport and councle tax bill got it in 5 days loaded it streigh from my bank account will only hold £600 but can set regeler payments from account and used anywere that displays a visa sign
thanks for that info
I prefer the security of TCs but my partner always takes cash.
Just ordered my travellers cheques in the coop travel where we booked from- they were charging 3% commission but the post office only charge 1.25% !! So the coop have matched it and I've got them for 1.25% - useful to know!!
Just bear in mind, insurance normally only covers around £250 cash.Edited: 23 November 2012, 08:12
Most UK banks charge now to use ATM's and also some Indian Banks add their own charges too. Last year Axis,ICICI and Union didn't charge any extra but HDFC did.I think you'll find the charges on some prepaid Money Cards expensive too. If you shop around you can get Travelers cheques for around 1% and these are easy to change as is cash. M&S usually have good price for TC's. Have a seach on here loads of posts about holiday money.Edited: 23 November 2012, 08:24
I order my TCs online from the Halifax and there is no commission.