After a fabulous trip to Roatan almost a month ago, someone has taken all my money from my account . I used 2 ATM machines, 1 in front of Cocunut Tree and the other across from the church. I even put my hand over the key pad as i accessed the card! They withdrew the money from a Lima Peru location. Bring enough cash.. Do not use the ATM's.. I would take this advise. I never thought it would happen to me. I am very caucus and well traveled.