I have previously used Travel Guard to insure a trip, but luckily did not have to claim anything. I booked my plane tickets this morning and will be sending in the BAHabitat deposit in a little bit. So, if you have used (and needed) trip insurance before, do you have any recommendations for my situation?
If not, I will go ahead and pay for the Travel Guard. Between plane tickets and the apartment, we will have spent approximately $3600, and of course will have to pay the reciprocity fee before we go as well ($320). I think that the Travel Guard quote for the $4000 trip was $180ish.