Ooops..posted this in wrong place first. :-) Wow...I didn't realize it got THAT cold in Charlotte area. Brrr. Been a long time since I've been in that weather. That's almost as bad as Maine. I appreciate the information from everyone. Have been really nervous about the age thing. I also appreciate the suggestions on where to look. Since you all like Teca Cay, I will check it out. Not sure it will fit my pocketbook, but I'll look. Any comment on Huntersville, Matthews or Cornelius? Thanks again.