We are trying to plan an Outer Banks vacation in late August, September or early October. We will have four adults and four kids ages nine and younger. We want an oceanfront private house not a condo or a hotel -- preferably with an actual ocean view in front and not the dunes. Budget about 2500. I need help because I can't read any more reviews - my eyes are going crossed! Also is the ocean water too cold to swim in in September? We are thinking Kill devil Hills or Nagshead or Kitty Hawk... But I don't know what's best for kids or shells or fishing or anything! Can someone please give me some advice?