have just come back from 8 days in the maldives we did 2 nights at Angsana resort and 6nights at the banyan tree. Both resorts have house reefs which are amazing. In both we saw turtles, rays, black and white tip reef sharks, nurse sharks, lots of fish, sea cumbers, coral, morray eels, and an octupus.
At the Banyan tree you can also snorkel with a marine biologist who will show so many things that you would normally just swim past. He also knew where certain things such as giant morray eels were hiding which was great. They also offer 2 daily snorkel safaris to nearby reefs so you get a larger area in which to snorkel. The Banyan tree also offers night snorkeling which we did. We went out for about one hour with torches to experience the reef at night. We saw lobsters, shrimp, turles, rays and reef sharks. Was an amazing experience.
Would highly recommend these resorts to anyone keen on snorkeling and diving -although banyan tree is more luxurious.
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