Serendipity's is THEE GRINGO SPOT in Cotacachi. You won't see very many locals, but the Gringos keep it packed. They cater to the North American palate and do it well. The menu has plenty to choose from and the prices are very reasonable. I've never had a meal here I didn't enjoy. I especially like their Key Lime Pie. Not a true Key Lime Pie for you KLP-snobs, but a darn good pie nonetheless.
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