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Having a hurricane threaten your vacation is never fun. Keep in mind, that just because a hurricane is near, it doesn't mean your vacation will be ruined. Many times, Cat 2-3 hurricanes that blow 90-125 miles to the north and the south of the island do little more than create wind and dark clouds.
The Weather Channel sells commercials and hype. Skip the TV guys and go to the Weather Underground to get the real analysis on the storm track and size. TWC made it to the island for one potential hurricane and the only damage was to their travel budget. http://www.wunderground.com/hurricane/ Then click on the area around Cozumel. A good rule of thumb is the average storm tracks of all the models.
If things look sketchy, contact your hotel manager or condo property manager for their opinions.
Check with your airlines to see what changes they are making. It has been noted that a number of people gratefully got to stay a few days longer as the airlines loosened their flight change costs or waived them.
However, the smart traveler always has a back up plan. And if you are staying on the island, keep these in mind.
If the island loses power, they may also lose the ability to charge your credit card. Hit the ATM and withdraw a couple hundred dollars in pesos. Get pesos as they will be easier to use. Do this early as the machines run out of money in the rush.
Stop by the store and buy a couple of days supply of bottled water and ice (and food that doesn't require heat or refrigeration) if you plan to ride it out) Buy a flash light. Charge your phone and leave it in the charger until the power goes out. Do not use elevators as the power company turns off the power to prevent the transformers from exploding when the wires go down before the storm hits.
Each June, communities throughout Mexico go into "anticyclone" mode: Local hurricane contingency plans are finished and publicized via every outlet -- newspapers, radio, TV, handouts, posters...This is coupled with the national alert system -- which associates certain actions or responses with each of its warning levels. This means that every person knows what he or she needs to do if and when the storm approaches.
2014's named storms and shelter locations with a map are here:
These are in Spanish, but Google Translate or other translation programs can provide you the gist of the information.
The Civil Protection Agency for land-based tourists in Cozumel, depending on the strength of a storm heading will make recommendations typically based on the following:
Category 1, 2 or 3: Tourists will be asked to evacuate. Those who are unwilling to do so will be moved to one of five shelter hotels, which will have limited capacities of about 200 tourists each. Pending final safety checks at each location, the designated hotels have previously been the Melia, El Cozumeleno, Park Royal, El Presidente, and Hotel Cozumel & Resort.
Category 4 or 5: Tourists will be evacuated. This is not a thrill ride and the island will have difficulty restoring services and providing food and water for their residents. If the island is to take a direct hit, consider leaving versus being a drain on the island's resources.
Many of the newer condos will easily weather a Cat 1 or 2 IF you are above the second floor and IF you have exterior hurricane shutters. More than likely, you will lose power. As the water supply to multi-story condos use a electric pumps, expect to lose water for usual services. (Find some buckets or store water in the tub.) You may also want to buy ice at the local grocery store. Keep in mind that there will be a run on ice if a hurricane is imminent. If a Cat 3 is hitting the island, consider moving out of the condo and moving to an inland motel or evacuating BEFORE the storm hits. If you are on the first floor and the island takes a direct hit, you need to move no matter what Category the hurricane is.
If you have a rental car, park it inland or simply turn it in so you aren't responsible for the damage if something hits it or it gets flooded.
Are you a wave watcher? Great. Just don't expect any sort of rescue if you get carried out. It's not going to happen.
30-36 hours before the hurricane hits and generally until after the island is cleaned up, alcohol sales will be banned in all public locations. This is to encourage preparation for the storm and assist with clean up. So if you plan on a hurricane party, stock up early.
(Credit for some of the text here was from Cozumel DE, Deb Bollag, from her older posts on this subject.)