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Travel insurance is the most significant aspect of international travelling. Practically, everyone who travels abroad needs some kind of travel/health insurance to cover unforeseen risks.
What is Travel Insurance?
Travel insurance protects a traveller in case of any medical or financial emergency during an international trip. Travel insurance policy covers medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while travelling.
What is covered under Travel Insurance Plan?
Since, insurance policy varies from company to company, so you must read the terms & conditions carefully before taking it. Still there is some basic coverage that is provided by every insurance provider such as medical expenses, lost luggage, luggage theft and unforeseen accidents.
How to choose a right Travel Insurance?
Buy a policy that suits your travelling requirements and needs. You must research and compare all the plans extensively offered by various insurance companies. Moreover, it is important to understand their claims processes, documentation procedure, payment options, network of hospitals, special conditions, coverage and exclusions. Also, you must keep your policy number and the insurer's toll free number handy when you travel.
What is the duration of Travel Insurance?
Travel Insurance can be bought for a maximum period of 180 days and can be extended for another 180 days, subject to the permission of the insurance provider.
How is Insurance Premium calculated?
Insurance premium is calculated on the basis of various factors like age and number of travellers, duration and country of travel with the world divided into different zones.
Get complimentary Travel Insurance!
A lot of banks, travel & tour agencies, airlines and telecom companies offer complimentary travel insurance to their customers to enhance their service satisfaction.
Declaration: Choose a policy that offers reasonable benefits at attractive rates.