U.S.  travelers should be aware that Travelers Insurance is recommended, especially for exotic trips.  This includes trip cancellation, disrupture, emergency medical,dental,  emergency evacuation, bagage loss, emergency cash and other various potential problems.  There are a number of reputable insurance companies that offer this coverage.  Many are listed on insuremytrip.com.  The premium pricing is based on ten-year age groups.  Depending on specific needs, packages cost around $130 to $150, depending on package.  One other note.  Please check with your travel agent or a travel insurance company for details.